# Climate Risk and Resilience Index

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## Overview

AlphaGeo’s **Climate Risk and Resilience Index (CRRI)** measures climate risk for any location through a resilience-adjusted lens, modelling both physical climate risk as well as resilience-adjusted risk that factors in the adaptation capacity of the location, society, and asset. This allows users to model likely real-world impact, not just hazard exposure.

The result is a view of both undefended risk alongside defended risk, as well as a quantification of the location's adaptive capacity and resilience. The CRRI can be used to screen locations, compare assets, plan for adaptation, and support climate disclosure and reporting requirements.

<figure><img src="/files/5zfnzlGoHMC52CsVyieh" alt=""><figcaption><p>The CRRI provides a physical risk and resilience-adjusted risk score for 9 acute and chronic hazards, over 4 time periods.</p></figcaption></figure>

## Our approach: Resilience-adjusted risk

Traditional climate risk models focus on hazard intensity. They often miss how local adaptation changes outcomes on the ground.

CRRI addresses that gap with AlphaGeo’s **resilience-adjusted risk** methodology. It first computes physical climate risk. It then calculates the location's mitigated, resilience-adjusted risk using a hazard-specific offset coefficient, based on the adaptation measures in place at that location.

This approach produces two complementary views:

1. **Physical Risk Scores** — the hazard-only baseline derived from climate models *(i.e., unmitigated, or undefended risk)*
2. **Resilience-Adjusted Risk Scores** — the likely real-world impact after accounting for local adaptation capacity *(i.e., mitigated, or defended risk)*

This helps users move beyond risk identification. It supports adaptation planning, capital allocation, and resilience strategies.

## Triple-layer adaptation offset

CRRI's unique Resilience-adjusted Risk Framework applies a **triple-layer adaptation offset** to move from hazard exposure to likely real-world impact.&#x20;

1. It first adjusts Physical Risk (or "Hazard Score") using **local adaptation capacity**, such as flood defenses or drainage systems.&#x20;
   1. We quantify hazard-specific adaptation capacity using our proprietary [Global Adaptation Layer](/adaptation-data-hub/methodology-2-3-global-adaptation-layer.md), the world's first commercially available, multi-hazard database on global adaptation capacity.
2. It then applies **societal resilience** factors, such as fiscal capacity, and demographic vulnerability.
3. Where asset data is available, it adds a third layer through an **asset-level remediation workflow.**

This third layer is powered by the [**Remediation Checklist**](/climate-resilience-suite/climate-risk-and-resilience-index/measuring-asset-resilience.md), which captures the mitigation measures in place at the building or asset level. That makes the Remediation Checklist a key feature of CRRI, extending the index from location-level risk screening to asset-level adaptation planning and helping users quantify how specific resilience measures can further reduce risk.

<figure><img src="/files/t0MQsSUNx10NrKAig2cf" alt=""><figcaption><p>In this example, the initial Heat Stress Hazard (i.e., Physical Risk) score is adjusted by the "triple-layer" adaptation offset to result in a Resilience-adjusted Risk Score of 40/100.</p></figcaption></figure>

## Hazard categories

The CRRI includes risk *and* adaptation data for 9 acute and chronic hazard categories:

* **Heat Stress**: Evaluates the risk of extreme heat on buildings, productivity, and thermal comfort. Adaptation capacity data includes **building density** and **urban greenery**, which shape local heat island effects and cooling potential.
* **Drought**: Assesses the risk of prolonged water stress, supply disruption, and land degradation. Adaptation capacity data includes **water works**, **water storage**, **water amenities**, and **groundwater well access**.
* **Inland Flooding**: Identifies risk from riverine flooding, flash flooding, and heavy rainfall runoff. Adaptation capacity data includes **surface porosity**, **flood barriers**, **drainage systems**, **storage and control infrastructure**, and **nature-based flood solutions**.
* **Coastal Flooding**: Analyzes risk from sea-level rise, storm surge, coastal inundation, and erosion. Adaptation capacity data includes **coastal defenses**, **natural buffers**, **drainage capacity**, and **coastal flood control infrastructure**.
* **Wildfire**: Assesses the likelihood and potential impact of wildfire on structures, infrastructure, and surrounding land. Adaptation capacity data includes **fire response infrastructure**, **fire prevention measures**, and **fire detection systems**.
* **Hurricane**: Assesses the risk of tropical cyclones, including damaging wind, heavy rainfall, and compound flood impacts. Adaptation capacity data includes **building strength**, **storage and control infrastructure**, and **flood barrier proximity**.
* **Hail**: Assesses the risk of damaging hailstorms that can impact roofs, facades, glazing, vehicles, and exposed equipment. Adaptation capacity data includes **building strength** and other local protection proxies that reduce surface damage exposure.
* **Landslide**: Evaluates the risk of slope failure caused by unstable terrain, saturated soils, and ground movement. Adaptation capacity data includes **vegetation cover** and **proximity to manmade barriers** that help stabilize slopes.
* **Earthquake**: Assesses seismic risk from ground shaking and related ground failure affecting structures and infrastructure. Adaptation capacity data includes **building strength** and **building sparsity**, which help indicate likely structural resilience and spillover vulnerability.

## Use cases

* Site selection and acquisition due diligence
* Portfolio risk assessment and management
* Adaptation planning and resilience investment
* Climate risk disclosures and reporting, including GRESB, TCFD, IFRS S2, ISSB, EU Taxonomy, and others
* Stakeholder engagement and communications

## Data details

* **Resolution:** Up to 100 meters in spatial resolution
* **Timescales**: 2025, 2035, 2050, 2100
* **Emission Scenarios**: SSP245, SSP370, SSP585

## See next: Methodology pages

* [Resilience-adjusted Risk Framework](/climate-resilience-suite/climate-risk-and-resilience-index/methodology-resilience-adjusted-risk-with-triple-layer-adaptation-offset.md)
* [Remediation Checklist: Quantifying Asset-level Adaptation](/climate-resilience-suite/climate-risk-and-resilience-index/measuring-asset-resilience.md)
* [Resolution & Downscaling](/climate-resilience-suite/climate-risk-and-resilience-index/methodology-resolution-and-downscaling.md)
* [Indexing & Score Interpretation](/climate-resilience-suite/climate-risk-and-resilience-index/methodology-3-3-indexing.md)
* [Data sources](/climate-resilience-suite/climate-risk-and-resilience-index/data-sources.md)


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