> For the complete documentation index, see [llms.txt](https://docs.alphageo.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.alphageo.ai/for-developers/alphageo-data-api/financial-impact-analytics-api.md).

# Financial Impact Analytics API

This endpoint provides data for real estate cashflow modelling. The metrics translate climate risk and resilience features into various cashflow items such as rate of increase in insurance, projected utility costs, and discount rates.

## Endpoint

<pre class="language-rest"><code class="lang-rest"><strong>GET https://app.alphageo.ai/api/public/v1/analytics
</strong></code></pre>

## Parameters

<table><thead><tr><th>Parameters</th><th data-type="checkbox">Required</th><th>Type</th><th>Description</th></tr></thead><tbody><tr><td>asset_id</td><td>false</td><td>string (UUID)</td><td>The unique identifier of an asset uploaded to your institution's account.</td></tr><tr><td>address</td><td>false</td><td>string</td><td>Full address of the location</td></tr><tr><td>scenario</td><td>true</td><td>string</td><td><p>Identifier for CMIP6 Emission Scenarios.</p><p><em>Available values</em> : SSP245, SSP370, SSP585</p></td></tr><tr><td>longitude</td><td>false</td><td>number</td><td>Longitude of the location that being queried.</td></tr><tr><td>latitude</td><td>false</td><td>number</td><td>Latitude of the location that being queried.</td></tr></tbody></table>

### Query Validation Priority

When calling these endpoints, you must provide **at least one** way to identify the location. If multiple parameters are supplied, the API resolves the query using the following precedence:

1. **`asset_id`**: If provided, the API looks up the asset under your institution's profile.
2. **`latitude` & `longitude`**: If `asset_id` is not provided, the API looks up data by coordinates.
3. **`address`**: If neither of the above are provided, the API performs geocoding to resolve coordinates.

If none of these parameters are supplied, the API returns a `400 Bad Request` with an error message.

## Example requests

#### cURL

```bash
$ curl --location 'https://app.alphageo.ai/api/public/v1/analytics?longitude=-97.2805288&latitude=32.7376509&period=2035&scenario=SSP245' \
--header 'Authorization: dse3X8de878c37b2fd6835c52390303fk15fc3'
```

#### Python

```python
import requests

url = "https://app.alphageo.ai/api/public/v1/analytics?longitude=-97.2805288&latitude=32.7376509&period=2035&scenario=SSP245"

payload = {}
headers = {
  'Authorization': 'dse3X8de878c37b2fd6835c52390303fk15fc3'
}

response = requests.request("GET", url, headers=headers, data=payload)

print(response.text)

```

## Example response

A successful response containing analytics of the given location.

```json
{
  "identifiers": {
    "SCENARIO": "SSP245"
  },
  "insurance": {
    "INS_RATE_FIRE": 0,
    "INS_RATE_FLOOD": -1.07,
    "INS_RATE_ANNUAL": -1.07
  },
  "utility": {
    "UTIL_RATE_COOLING": 0.38,
    "UTIL_RATE_HEATING": -0.41,
    "UTIL_RATE_ANNUAL": -0.03
  },
  "capex": {
    "CAPEX_FIRE": 0,
    "CAPEX_FLOOD": 0,
    "CAPEX_CDD": 0,
    "CAPEX_ANNUAL": 0
  },
  "discount": {
    "10_YEAR_DISCOUNT": 0.09,
    "25_YEAR_DISCOUNT": 0.22,
    "75_YEAR_DISCOUNT": 0.38
  },
  "operation_downtime": {
    "DOWNTIME_DAYS_ANNUAL": 0.08
  },
  "operation_efficiency": {
    "EFFICIENCY_LOSS_ANNUAL": 0.68
  },
  "workforce_productivity": {
    "PRODUCTIVITY_LOSS_ANNUAL": 1.26
  },
  "maintenance_cost": {
    "MAINT_RATE_ANNUAL": -0.04
  },
  "insurability": {
    "UNINSURABLE_COASTAL": 0,
    "UNINSURABLE_FIRE": 0,
    "UNINSURABLE_INLAND": 0,
    "UNINSURABLE_TOTAL": 0
  },
  "data_version": "Aug 2024"
}
```


---

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```
GET https://docs.alphageo.ai/for-developers/alphageo-data-api/financial-impact-analytics-api.md?ask=<question>&goal=<endgoal>
```

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